Health Net Plans for the OWA


As an active member of the OWA you have the choice of two Health Net insurance plans for 2008-2009. The Plan Year begins May 1, 2008. Current OWA members may only enroll during "Open Enrollment" in the month of April. New OWA members may enroll at any time within one month of their OWA registration. Members who have lost other group coverage (a "Qualifying Event" in contract language) may enroll at any time within 31 days after loss of coverage. Members not enrolling during the allowed enrollment periods must wait until the next April to enroll.

HMO Plan

The first is a traditional HMO where health care costs are more easily anticipated using the no deductible and flat dollar copay system.

HMO Plan Summary (4 page pdf)
HMO Plan Full Disclosure (32 page pdf)


Deductible Plan

The less expensive PPO plan is a high deductible policy where members must first meet a $2500 annual deductible per individual before the copay structure initiates.

PPO Plan Summary (4 page pdf)
PPO Plan Full Disclosure (32 page pdf)


Rates for both plans (1 page pdf)

If you would like more information or would like to enroll in either plan please contact Anne Jakiemiec of Northgate Benefits.